The original Medicare consists of hospital insurance and medical insurance. Part B of the original insurance in Wyoming covers the medical insurance. One may get the cover for part B by paying a monthly premium if the part A cover is provided free of cost to him. But, one may have to pay a bit higher if he is from the higher income group.
Although not eligible for the hospital insurance, a person may buy the medical insurance if he has crossed the age of 65 with a citizenship from the Federal government or else if he is a legal resident of the state for more than five years.
This covers almost all the outpatient care and doctor services. Also certain preventive checkups are covered under this as that as that would lessen the chances of aggravating the disease if any.
Part B alone is not advisable as it is prone to gaps. It is to be strengthened by a Medigap policy or else a part C advantage plan which covers for gaps in both hospital and medical expenses and is provided by the approved private insurers. It limits the out of pocket expenses due to the gaps created by the original cover.
If a customer plans for a better medical cover, then he/she has to sign a supplement to at least to the part B alone. A typical supplement plan to the part B is that of the Humana which covers:
In addition one is paid for the deductibles in hospitalization of the part A.